In the field of investment, the topic of stock accumulation for dividends has been gaining increasing popularity. Many friends in the background are extremely enthusiastic about it and strongly urge me to explore it further. So, let's continue this discussion today. First of all, it's crucial to understand that in the practice of stock accumulation for dividends, careful stock selection is of utmost importance, and don't overthink it. In previous articles, we have shared some stock selection ideas and typical stocks. An experienced netizen summed it up quite well: Selecting leading stocks in the industry is basically a safe bet. Then, by examining their dividend yields and dividend distribution situations over the years and making comparisons, you can have a clear idea in your mind. The most feared thing is the state of indecision. One moment you think this stock is good, and the next moment you are attracted to another, just like being caught in a situation of "so many flowers that they dazzle the eyes". Looking at the limited funds in your account, you keep choosing but never make up your mind. Or, after finally choosing an investment target, due to various different voices on the Internet, one person says it won't work, and another recommends something better, and eventually, you get trapped in a tangle, which is really a loss. What was originally a simple operation strategy has been messed up by yourself, and if not careful, you may end up as a "leek" who chases rises and cuts losses. In fact, after selecting stocks, it is to start a long process of receiving dividends, reinvesting, receiving dividends again, and reinvesting, repeating this cycle. There are always people who question, saying that there's no one who never sells stocks in a lifetime, and they even ask what the purpose of coming to the stock market is. But we should be clear that the original intention of stock accumulation for dividends is often to use stock dividends to supplement the shortage of future pensions, hoping to have a not-too-bad later life. Since we have determined this goal and chosen the path forward, we should firmly move forward. There's really no need to think too much. The more you think, the more mistakes you may make.
Furthermore, we must always remember that working hard and earning money is the top priority. When it comes to the stock market, some people consider themselves stock gods, as if the stock price will skyrocket as soon as they buy, and then they don't take their work seriously anymore. They even casually shout the slogan "The world is so big, I want to see it". Don't be stupid. Work is the foundation for our survival. After paying for all kinds of living expenses with our monthly income, the remaining part can be gradually invested in stock accumulation for dividends. In this way, regardless of whether the stock market rises or falls, it will at least not have a great impact on our daily lives. When a bull market comes, everyone thinks they are a stock god and can't wait to resign immediately. This is actually the behavior of "little leeks" who haven't been severely taught by the market yet. Truly mature investors often act low-key in life. They not only don't go crazy but also work even harder. Although they are low-key, the numbers in their accounts may shock you. Take that teacher who was full of big talk back then as an example. It is said that she has started looking for a job now. Since she is in such a situation, are you sure you can easily find a job comparable to your original one? The answer is probably no. So, there is a popular saying on the Internet now: As long as the company hasn't fired you, you should work hard. This is also the self-awareness that adults should have. The salary that arrives on time every month is our greatest confidence. After all, who can be more reliable than the company to pay the salary on time every month? Work hard and strive to improve your professional ability. In this way, we can continuously have funds for stock accumulation. There is nothing more reassuring than this. For example, there is a legendary figure on Xueqiu. His regular job is a civil servant. Through continuous learning, he has achieved some gains in the stock market. Then he wrote a book about his experiences and used the manuscript fees to continue reinvesting in stock accumulation. At the same time, he didn't neglect his regular job. Instead, his position has been getting higher and higher, and naturally, his income has also increased steadily.
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